My 2019 Spending

· 0.5 min read

It's time to come clean. I could never live off $24,000 like my retirement calculator's estimate is based off. I could do it off $13,717, which includes cheap rent at home and even an overkill $1,700 server for stock analysis.

Income

With a bachelor's degree I make above what my college department's website says, but not by much. I've taken advantage of my company's 3% matching 401k and HSA plans, which I maxed for the year 2019. I'm very fortunate.

Expenses

CategoryAmountComments
Rent5344I'm lucky to be able to live cheaply at home. Rent includes some meals mom cooks
Electronics2072$1.7k towards a server, $350 towards noise-cancelling headphones
Gas1178About 27mpg while driving to/from work which is 15mi away
Restaurants1087I eat out with friends often and pack lunch the rest of the time. Once a week my schedule is such that eating out is very convienent
Automotive1028I bought new tires ($340) and scraped someone in a parking lot ($350)
Misc1000Payments to dad that had reasons at the time. Probably things from Amazon
Groceries290Food is included in rent. It's pretty sweet, and when it's not, I eat out
Online services254Domain names and hosting
Healthcare236Copays on normal appointments
Entertainment181WoW, Spotify, and some tourism while traveling
Gifts116Mostly art supplies
Personal care31Haircuts, etc.

Totals

CategoryAmount
Expenses13,717
Minus electronics11,645
Minus entertainment11,464